Types of Car Insurance
You’ve arrived at Quotes4Women and you’re ready to start looking for the cheapest car insurance quotes for female drivers online but what type of car insurance is best for you? All women have different needs and this not only applies to everyday life but to your car insurance too. Before you decide which type of cover is best for you it is handy to fully understand what types of car insurance there are and it’s often worth comparing quotes on all three types for cover to compare costs.
Third Party Only Insurance or TPO
This is the lowest level of car insurance required in the UK. If you are involved in an accident, this type of car insurance will only cover the costs related to anyone else involved in the accident. Sadly girls, it does not cover your own car.
Third Party Only insurance often makes sense for younger drivers because it can be cheaper than other types of insurance. Younger drivers tend to own cheaper cars and other types of car insurance can sometimes cost more than the amount you’ve actually paid for your car - no young woman driver wants that!
Third Party Fire and Theft Insurance or TPFT
If you choose this type of car insurance it will cover you for all the things Third Party Only insurance covers you for plus the added bonus of your own car being covered if it is stolen or catches fire. Pretty simple really!
Fully Comprehensive Insurance
As the name suggests, fully comprehensive insurance is the top level of car insurance cover. If you have an accident, whether it is your fault or not, fully comprehensive motor insurance will cover you and your car as well as anyone else involved in the accident.
Fully Comprehensive quotes are, more often than not, more expensive than TPO or TPFT quotes but the level of cover you have should provide extra peace of mind for female drivers.
Additional benefits offered with Fully Comprehensive insurance can vary from insurer to insurer. Some of these benefits can include personal accident cover, legal cover, windscreen cover and you are usually entitled to a courtesy car. Ladies can compare many of these benefits quickly and easily with Quotes4Women.
Get a quote with Quotes4Women and see how easy it is to compare prices and types of insurance cover from our panel specialist female insurers.
